Faster, Cheaper, Green Money
Impact
The digital asset XRP is a truly global currency—ideally suited to enable today’s global economy.
As an optimal medium of exchange, XRP and the XRP Ledger on which it operates help to move money around the world faster, cheaper and more sustainably than any other currency available today.
It was designed this way, and it’s proving its impact in global payments and beyond.
How Green is Your Currency?
Creating Economic Opportunity
For more than 272 million migrants worldwide, sending and receiving money across borders is expensive, unreliable and complex.
XRP and the XRP Ledger are changing that. The technology has been adopted by financial institutions around the world to source liquidity for international transactions. Because of the unprecedented efficiency it offers, they’re able to bring down costs and improve services.
This means hundreds of millions of people worldwide who need to move money safely and securely across borders can do so more affordably and reliably than ever before.
Building for the Future
Digital assets and blockchain technology are the future of finance. Open and decentralized, they offer the first-ever global standards for value exchange broadly—whether it’s money, stocks, loyalty points, intellectual property or more.
This has spawned increasing adoption of the technology across the financial services industry, from retail and institutional investment to commercial use cases like CBDCs, NFTs and cross-border payments.
With usage growing, it’s critical that measures are taken today to ensure that the technology is environmentally sustainable tomorrow.
Projected BTC, ETH and XRP Transactions in USD
2025
+195.3%
$8.6T
2030
+21.4%
$10.5T
Are All Digital Assets Alike?
All digital assets have different strengths that make them ideal for various use cases.
Bitcoin has historically been recognized as a store of value and Ether (ETH) for its smart contract capabilities.
XRP was designed to be optimal for global payments—it’s fast, cheap, scalable and energy-efficient. But the XRP Ledger is also increasingly popular for innovative blockchain use cases, like NFTs and DeFi.
The same characteristics that make XRP ideal for global transactions mean it’s also better for our environment. XRP is green by nature.
What Makes the XRP Ledger Green?
Most currencies today—whether digital or physical—are not environmentally friendly. The potential for long-term impact on our planet could hold startling consequences.
The XRP Ledger processes transactions through a unique “consensus” mechanism that consumes negligible energy and all XRP currency is already in circulation.
Cash also leaves a substantial carbon footprint, and the environmental impact goes beyond energy consumption—eutrophication (due to waste), photochemical ozone creation, greenhouse gas emissions and more factor into the equation.
Other digital assets, like Bitcoin, rely on a different mechanism to both validate transactions and create new coins. This “proof-of-work” algorithm requires “mining.” Mining is an incredibly energy-intensive process for validating transactions that consumes more energy in a year than entire countries.
Adopting XRP more broadly will help limit this waste and ensure a sustainable future for our planet and global economy.
Explore the Carbon Calculator